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The answer to our healthcare woes is thus not more government regulation, or the shifting of payment for healthcare from individuals to the government.
I didn't read the whole article. The dogma is tiresome - too expensive.
Health Care is much the same as the Net Neutrality issue. Side A and side B are fighting over control of power. The solution is not to transfer more power from the many and to the few. The solution is to earn more power, invest more power into earning more power, and to avoid transfering any power (by force) away from those who earn it.
The problem is the monstrosity called THE STATE. Our (humanities) enemy is falsehood. The State is a monster because it is false.
The STATE can not fix any problem - ever. People must fix, or create, problems. I've looked over the Kucinich Universal Heath Care Plan and find it to be a step in the right direction compared to no change in the current, and despicable, drive toward Limited Liability Corporate Fascist Health Care Profit Pyramid Schemes.
Those are a lot of words but not nearly as many words as can be found in all the 'legal' documents applied to force medical proffessionals to abide by the multitude of LAWS governing the medical proffession.
How about some sanity? How about logic?
When the profit motive is applied to the medical profession and the word "profit" does not include a measure of 'health' for each individual involved in the medical profession, then, the medical profession will be driven toward 'making money'.
Doctors may work themselves to death treating more and more patients as cheaply as possible, as fast as possible, and run their profession like an assembly line.
If ever a profession existed whereby the motive for contributing toward this profession was driven by a clear sense of charity, then, the medical profession is it. Giving time and energy to better another person's life motivates people toward the medical profession. There is no money tree in the medical profession. If there is a money tree in the medical profession, then, I think that tree was built and nurtured into existence by fraud and force. It is unnatural.
Fraud and force be seen as a cause of the problems associated with the medical profession with a simple investigation. Follow the paper trail.
Who controls the paper trial? Who dictates the costs associated with moving paper?
You may not be accustomed to viewing this issue in this manner. If you are not accustomed to viewing this issue in this manner, then, you are now realizing the fraud part of the problem. This viewpoint uncovers the problem and goes directly to the source of the problem.
Any person living can become infected with a form of injury that will cost that person more wealth than that person can ever produce in his entire lifetime. That person may die of the infection. That is a huge price to pay.
How can that person survive the infection?
That person, any person, must disperse the cost of treatment. Other people must pay the cost of treatment or that person will die.
That is fact. That above is irrefutable fact.
Take any example of infection, injury, disease, accident, and crime visited upon any person and know that the costs of treatment can easily exceed any capacity for one person to assume those costs on their own.
This brings up many possible viewpoints that people utlize to conceptualize how the costs of threatment are dispersed from the injured to other people.
A. Society pays the costs
B. The Free Market pays the costs
C. Government pays the costs
D. The State pays the costs
E. Insurance pays the costs
It matters not how any one person or any group of people sharing any one viewpoint view the facts and how the facts are labeled. The facts remain the facts.
The redistribution of costs associated with medical treatments happens. It happens no matter what form is filled out or which agency fills out the forms. It happens or people die.
Allow me to pick what happens to work as the most accurate method of accounting for the actual transfers of wealth when individuals are treated by medical professionals.
E. Insurance pays the costs
If the medical profession is to be liberated from all fraud and all misdirected force, then, the focus of attention must be directed at INSURANCE.
Insurance is the practice of being TAXED in proportion to a predictable measure of future cost. If you are going to be insured, then, you must be TAXED.
I use the term TAX to mean simply: You can't spend all your earnings on fun stuff, NO, you have to TAX yourself and give up some of your wealth toward a FUND where other people have access to that WEALTH when medical costs MUST BE PAID FOR.
Although doctors are driven into the medical profession for charitable reasons it is absurd to expect anyone to work for free.
This falls under the "You can't have your cake and eat it too" perception unless you happen to be a lying theif (and even that profession requires a TAXING amount of time and effort expended by anyone profiting from it).
This brings up the term Universality.
How much does one person pay and how much does one person receive during the transfers of wealth associated with the medial profession?
And - what governs those transfers of wealth?
Return for a moment to view a few of the labels being used to describe the reality of the transfers of wealth in the medical profession:
A. Society pays the costs
B. The Free Market pays the costs
C. Government pays the costs
D. The State pays the costs
E. Insurance pays the costs
F. Individual human beings pay the costs
There can be no rational argument refuting choice F above. Individual human beings pay the costs. Choice E is one of many possible methods of 'following the paper trail' to find which individuals pay the costs and which individuals receive the treatment that must be paid for with wealth.
Someone must pay. People will be treated. Doctors, nurses, and emergency medical technicians will work for nothing until they die. If those noble people are paid well, then, they will do a better job. If they are worked to death, then, which doctor will be left?
Who pays?
Universallity is a concept whereby everyone pays the same amount and every recieves the same treatment. That is called a principle. Universality is a principle to aim at and it is a priciple that opposes the opposite principle. The opposite principle is obvious. The opposite principle is that a few people will pay more and a few people will recieve less treatment. Does that not make clear cents?
No will be the answer provided by falsehood. Yes is the accurate answer. The principle of universality opposes the principle of fraud and violence. The right principle is obviously the principle of universality where each person who participates in the insurance method of distributing costs associated with medical treatment will pay the same amount (on principle) and each person will receive the same treatment (as a principle).
Insurance can operate on this principle of universality. Insurance can also operate on the principle of fraud and violence.
How about following some of the paper on the trail as it exists in reality?
How much does insurance demand from any one person as any one person transfers wealth to the insurance fund and how is that amount calculated?
How much does insurance pay out to any one person as any one person administers medical treatment and how is that amount calculated?
If you have followed this to this point, then, you have arrived at the problem.
The solution is found in apply the right principle to the calculations of how much any one person pays and how much any one person is paid from insurance which is merely a fund and is merely a calculation.
Consider, for example, a Universal Health Care Insurance Calculator that merely accounts for how much anyone pays in and how much anyone takes out of the FUND.
How much does the calculator cost?
A cost-less calculator can be transparent (a simple program that is universally applied to everyone without prejudice and without any fraudulent changes arranged in secret meetings while everyone else isn't paying attention) and a cost-less calculator can voluntarily compete against any other cost-more insurance scheme that manages to transfer large sums of wealth from the TAX payers to the LIMITED LIABILITY INSURANCE COMPANY.
Please think about that one. Once the program (the calculator) is written and once the computer (or many networked computers calculating the same program) is in place, then, the Universal Health Care Insurance Calculator cost very little; cost - less.
A cost-less calculator liberates more wealth which lowers the wealth paid by each individual and liberties more wealth to be received by health care providers.
A cost-less calculator can be transparent (a simple program that is universally applied to everyone without prejudice and without any fraudulent changes arranged in secret meetings while everyone else isn't paying attention) and a cost-less calculator can voluntarily compete against any other cost-more insurance scheme that manages to transfer large sums of wealth from the TAX payers to the LIMITED LIABILITY INSURANCE COMPANY.
Think about how that works some.
A person knows how much it costs, up front, for basic medical coverage and that same basic coverage applies to any person universally. The individual pays the TAX (premium) and receives the basic (Universal) coverage that is known up front.
Before diving into any additional charges or TAXES required for NON BASIC coverage (such as possible extra charges for people who choose to smoke or choose to drink and drive or choose any non basic and life threatening activities) it is important to inspect the BASIC NATURE OF UNIVERSALITY.
A minimum payment for anyone participating is a known amount based upon the BASIC calculation. The basic coverage is merely a function of the number of participants and the BASIC individual payment.
Do you see this? This is very important. This is called "Economies of Scale".
Consider two competing insurance policies where half the population uses the BASIC calculator and the number of people covered is One Hundred million people.
Suppose next that the premium for BASIC coverage is 100 units of wealth per month (dollars).
The number is difficult to imagine. One hundred times One hundred million times twelve will arrive at the FUND from which to begin paying out to medical professionals as medical professionals begin to treat the people covered under this BASIC insurance calculation.
A small portion of the wealth is spent on the administration of the calculator.
The smaller the portion spent on the administration of the calculator the more wealth there is to be spent on medical treatment.
The calculation identifies the amount per person required by each individual based upon some reason of some kind.
Insurance companies now have complex calculations for very specific (not basic) coverages of very specific treatments. It is absurd to suggest that math cannot offer a reasonable estimate of the required BASIC transfer of wealth from someone covered by this BASIC insurance into the FUND to be used to pay medical professionals.
100 units of wealth is an arbitrary number I used to illustarte the point.
Here is the number based upon 100 million people covered over 12 months:
$120,000,000,000.00
That is 120 Billion per year.
In my opinion there isn't any need to 'regulate' how much a doctor charges for treatment. The calculation merely averages the 'costs' of treatment and if the doctors charge too much, then, the FUND goes to zero in the first year, so, the premium per person increases for the next year.
A person might think that a doctor will over charge and doctors will over charge and soon doctors will be receiving more and more of the money earned by PEOPLE.
That is utterly ridiculous. Doctors, nurses, and emergency medical technicians are PEOPLE. They know how to earn a living. They don't have to steal.
An insurance company, on the other hand, may be inspired to cook the books.
Here is a number that can help make the Twelve Billion Dollar number make more cents:
http://nationalpriorities.org/index.php?option=com_wrapper&Itemid=182
The War in Iraq Costs
$443,701,706,188