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 Posted: Thu Jul 25th, 2013 10:15 pm
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bear

 

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 7/25/13 Page 133

Pat adds, "Ok, so that failure is a higher insurance fee charged to that person who has failed, but isn't that going to shame the person who fails? Really, John, would you not feel shame?"

Modified:

"OK, so that failure results in a higher insurance fee charged to that person who has failed, but isn't that going to shame the person who fails? Really, John, would you not feel shame?" Pat asks curiously.