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| Joined: | Mon Nov 21st, 2005 |
| Location: | California USA |
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Economic Power
Why would anyone pay interest on a mortgage loan if no-interest loans were available? This may be the first time someone asked. The answer is therefore not even possible. What the reader may now do, if this seems interesting enough, is follow along and see if economic power is possible. It may be possible if a few things are cleared up. The first thing to be cleared up is a relationship between what is and what can be and to clear this up it is important to be imaginative. Imagination may be the greatest economic power.
Suppose a new company began to offer the people of the world a no-interest mortgage loan. The idea, from the perspective of the new business operators, is to gain market share. Think in terms of a new Microsoft type Start-Up business where the number of people running the show are very few, but talented, people. It might be better to think in terms of an altogether different new business venture that is not at all like Microsoft. The future is bright. Doom and Gloom works to scare people into submission. Which is better? This proposed future change, no interest home mortgage loans, is for the better, not for the worse. This is not the lesser of two evils. This avoids all the evil. Yes, this avoids all the evil. Please use your imagination.
The idea behind gaining market share is easy to understand. This is something like the drug dealer giving away free samples of heroin, at first. Once the customer is hooked the dealer can jack-up the price. The sky is the limit. The difference between drug dealing and banking or loan sharking is small in this regard. The difference between a no-interest loan and a loan where the interest charged to the consumer amounts to double the value of the home is easy to see. A no- interest loan is a loan for the cost of one house. A conventional loan, at six percent interest, can cost the borrower the price of two complete homes. That is easy to see. A no-interest loan is a loan where the home buyer buys one home, not two. An interest earning loan earns the bank one whole house worth of interest. The borrower pays for two houses.
If the new start-up business does offer a no interest loan for home mortgages it is easy to see how that new start-up business can compete to gain market share. Who would want to buy two houses and then give one house to the bank if it were possible to buy one house, keep one house, and avoid the necessity of having to buy two houses where one house goes to someone at the bank? At this point the reader may be inspired to wonder which drugs the writer is using. This is rather sad if it is the case. In fact, the reason why No-Interest Mortgage Loans are not available is simply a case of monopoly. The bankers own everything already. I’m not lying.
When a monopoly power exists the competition does not exist. That is real economic power. If the competition is allowed to compete; the new start-up businesses can offer lower costs and higher quality products. Loans are no different in this regard than drugs or cheeseburgers. So please follow along with what can be rather than be stuck in some strange monopoly game, for keeps. The second product offered by the new start-up business may explain many troubling questions that may be entering the imagination of the reader. I can sympathize since I have been there, often.
The second product offered by the new start-up business is a product like the first product, the second product cost less, less than conventional loans. The second product is also a much higher quality loan because the second product is more powerful than the interest free home mortgage loan, if you can imagine that. The second product is borrowed for the production of actual power, like electricity. Suppose, for example, the home owner wants to begin producing electricity from the sun and wind and the home owner also wants to power his electric automobiles with that new, home grown, supply of power? Suppose too, that the new home owner already purchased, and is using, the no interest mortgage loan. He or she has even more power.
I have to rap this up. I hope the reader can use enough imagination and interest to connect the lose ends. You get a loan and pay no interest to anyone for your home. That is very powerful. You then borrow enough money to begin producing all the electricity you need to run your home and enough power to run two electric cars. You even borrow the power to purchase the two electric cars. You pay one percent interest on the second loan. You pay no banking interest on the first loan. If you work this out, as I have done, you can see how the second loan generates the entire principle and more than one percent interest because the power of that type of business is powered by the sun and, on top of that, it eliminates the cost of oil. If you are skeptical of this, please think about supporting the troop’s home. The Banking Monopoly is torturing and mass murdering people for oil and their own special interest. Please don’t lie about it.